Premium Rates
The Texas Tech University System Self-Insurance premium rates are determined after the annual solvency analysis/actuarial review which occurs each March. The rates are finalized once they are approved by the Board of Regents in the May meetings. The rates are effective from September 1 - August 31 each year. New rates will be posted each May.
TTUS Medical Liability Self-Insurance Plan
FY23 - FY25 Premium Rates
(September 1, 2024 through August 31, 2025)
| Risk Class | Clinical (Faculty) Physicians & Health Care Professionals (Year / Month) |
Residents / Fellows (Year / Month) |
All Other Physicians (UMC-P/PNS) (Year / Month) |
| 0 | $407 / $34 | $407 / $34 | $407 / $34 |
| 1 | $1,019 / $85 | $1,019 / $85 | $1,990 / $166 |
| 2 | $1,297 / $108 | $1,297 / $108 | $2,522 / $210 |
| 3 | $2,871 / $239 | $2,871 / $239 | $5,589 / $466 |
| 4 | $4,724 / $394 | $4,724 / $394 | $9,196 / $766 |
| 5 | $6,577 / $548 | $6,577 / $548 | $12,801 / $1,067 |
2.82% reduction from FY22
TTUS Medical Liability Self-Insurance Plan
FY22 Premium Rates
(September 1, 2021 through August 31, 2022)
| Risk Class | Clinical (Faculty) Physicians & Health Care Professionals (Year / Month) |
Residents / Fellows (Year / Month) |
All Other Physicians (UMC-P/PNS) (Year / Month) |
| 0 | $419 / $35 | $419 / $35 | $419 / $35 |
| 1 | $1,049 / $87 | $1,049 / $87 | $2,048 / $171 |
| 2 | $1,335 / $111 | $1,335 / $111 | $2,596 / $216 |
| 3 | $2,955 / $246 | $2,955 / $246 | $5,752 / $479 |
| 4 | $4,862 / $405 | $4,862 / $405 | $9,463 / $789 |
| 5 | $6,768 / $564 | $6,768 / $564 | $13,173 / $1,098 |